Godlewski, Christophe J. Regulatory and institutional determinants of credit risk taking and a banks default in emerging market economies: a two step approach J5205 2006 - 2006 - 183-206 V. 5 Issue. 2 Subjects--Topical Terms: Finance Subjects--Index Terms: Regulatory and institutional determinants;Banks default;Credit risk;Emerging market economies;Two step logit model;