Bhattacharjee, Ranjit and Hayre, Lakhbir S. The term structure of mortgage rates: Citigroup's MOATS model 2006 - 2006 - 34-47 V. 15 Issue. 4 Subjects--Topical Terms: Finance Subjects--Index Terms: Mortgage rates;Mortgage backed securities;MBS;MOATS;Mortgage Option-Adjusted Term Structure