TY  - BOOK
AU  - Harrington,  Scott E,; Niehaus, Gregory R
TI  - Risk management and insurance
SN  - 0-07-233970-5
PY  - 2004///
CY  - New Delhi
PB  - Irwin McGraw-Hill
KW  - Risk Management
N1  - Gratis; Chapter 1. Risk and Its Management
Chapter 2. Objectives of Risk Management
Chapter 3. Risk Identification and Measurement
Chapter 4. Pooling Arrangements and Diversification of Risk
Chapter 5. Insurer Ownership, Financial, and Operational Structure
Chapter 6. Insurance Regulation
Chapter 7. Insolvencies, Solvency Ratings, and Solvency Regulation
Chapter 8. Insurance Pricing
Chapter 9. Risk Aversion and Risk Management by Individuals and Corporations
Chapter 10. Insurability of Risk, Contractual Provisions, and Legal Doctrines
Chapter 11. Loss Control
Chapter 12 Legal Liability for Injuries
Chapter 13. Automobile Insurance
Chapter 14. Homeowners Insurance
Chapter 15. Life Insurance and Annuities
Chapter 16. Employee Benefits: Overview and Group Medical Coverage
Chapter 17. Retirement Plans
Chapter 18. Workers' Compensation and Employee Injuries
Chapter 19. Social Security
Chapter 20. Corporate Risk Management and Shareholder Wealth
Chapter 21. Tax, Regulatory, and Accounting Factors Affecting Corporate Risk Management
Chapter 22. Risk Retention/Reduction Decisions
Chapter 23. Commercial Insurance Contracts
Chapter 24. Hedging Risk with Derivative Contracts
Chapter 25. Alternative Risk Transfer
Chapter 26. Analysis Tools used in Corporate Risk Management
Chapter 27. Enterprise Risk Management: A Case Study
Chapter 28. Corporate Liability to Customers, Third Parties, and Shareholders
Chapter 29. Issues in Liability Risk and It's Management
Index
N2  - Harrington/Niehaus ' Risk Management and Insurance 2e develops general principles or risk management and insurance and provides the essential aspects of insurance contracts and the insurance industry. It provides substantially more conceptual analysis and attention to business risk management and public policy issues than exists in current texts. Individual chapters on specific types of insurance, (i.e. automobile insurance, medical expense insurance, workers ' compensation, and others) utilize the general principles developed earlier in the book to explain specific contract terms and public policy issues. Risk Management and Insurance 2e provides a detailed discussion of why firms with diversified owners would reduce risk and illustrates these reasons using examples from actual firms. Other topics include commercial insurance products, alternative risk transfer, enterprise risk management, and Monte Carlo simulation.

Salient Features

Earlier emphasis of auto,homeowners,and life insurance issue.
New chapter on loss control (chapter 11),business risk retention decisions (chapter 22),and enterprise risk management (chapter 27).
Examples,exhibits and current events boxes have been updated
ER  -