Berger, Allen N.; Udell, Gregory F. The Institutional memory hypothesis and the procyclicality of bank lending behaviour - Basle Bank for International Settlements 2003 - 30 p. See BIS 332.15 COH (Includes Acc. Nos. 32734, 32735, 32736 & 32737) ISSN: 1020-0959 Subjects--Topical Terms: BANKING