Avery, Robert B.; Calem, Paul S.; Canner, Gleen B. Consumer credit scoring: do situational circumstances matter? - Basle Bank for International Settlements 2004 - 17 p. See BIS 332.15 AVE (Includes Acc. Nos. 32770, 32771, 32772 & 32773) ISSN: 1020-0959 Subjects--Topical Terms: Credit risk