Wheelock, David C.; Kumbhaker, Subal C. <br/><br/>
Which banks choose deposit insurance?: evidence of adverse selection and moral hazard in a voluntary insurance system 

 -  Federal Reserve Bank of St. Louis  1991 
 - 19 p.  See FRBSL 332.11 WHE (Includes Acc. Nos. 37038 & 37039) 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Insurance